:root{
  --navy:#10283d;
  --navy2:#163955;
  --blue:#0b56e8;
  --ink:#21364a;
  --muted:#687b90;
  --line:#dce6f1;
  --soft:#f5f8fc;
  --green:#14905f;
  --white:#fff;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#f5f8fc;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.55}
a{color:var(--blue)}
.wrap{width:min(1120px,calc(100% - 34px));margin:0 auto}
.header{background:linear-gradient(135deg,#10283d,#163955);color:#fff}
.header .wrap{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{display:flex;align-items:center;gap:11px;color:#fff;text-decoration:none;font-weight:850;letter-spacing:-.02em}
.brand-mark{width:34px;height:34px;display:grid;place-items:center;border-radius:10px;background:#0b56e8}
.brand-mark svg{width:23px;height:23px}
.nav{display:flex;gap:16px;flex-wrap:wrap}
.nav a{color:#dbe8f6;text-decoration:none;font-size:13px;font-weight:700}
.hero{padding:48px 0 30px;background:linear-gradient(180deg,#fff,#f5f8fc)}
.crumbs{display:flex;flex-wrap:wrap;gap:7px;color:#74869a;font-size:12px;margin-bottom:18px}
.crumbs a{color:#53708e;text-decoration:none}
.eyebrow{color:#0b56e8;font-size:11px;font-weight:900;letter-spacing:.08em;text-transform:uppercase}
h1{max-width:850px;margin:8px 0 12px;color:#10283d;font-size:clamp(32px,4vw,52px);line-height:1.04;letter-spacing:-.045em}
.lede{max-width:800px;margin:0;color:#52667b;font-size:16px}
.meta-line{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}
.meta-line span{padding:7px 10px;border:1px solid #d7e2ef;border-radius:999px;background:#fff;color:#52677d;font-size:11px;font-weight:750}
.section{padding:24px 0}
.grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}
.card{padding:18px;border:1px solid var(--line);border-radius:16px;background:#fff;box-shadow:0 8px 25px rgba(23,52,79,.05)}
.metric span{display:block;color:#6b7d90;font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.04em}
.metric strong{display:block;margin-top:5px;color:#10283d;font-size:27px;line-height:1.1;letter-spacing:-.03em}
.metric small{display:block;margin-top:5px;color:#78899a;font-size:11px}
.content-grid{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(260px,.65fr);gap:18px}
.card h2,.card h3{margin:0 0 9px;color:#10283d;letter-spacing:-.025em}
.card p{margin:0 0 10px;color:#586b7f}
.note{padding:14px 16px;border-left:4px solid var(--blue);border-radius:10px;background:#edf4ff;color:#405a74}
.market-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:9px;margin-top:12px}
.market-grid div{padding:12px;border:1px solid #dce6f1;border-radius:11px;background:#f8fbff}
.market-grid span{display:block;color:#667b90;font-size:10px;font-weight:800;text-transform:uppercase}
.market-grid b{display:block;margin-top:3px;color:#173b61;font-size:17px}
.cta{display:inline-flex;align-items:center;justify-content:center;margin-top:10px;padding:11px 15px;border-radius:10px;background:#0b56e8;color:#fff;text-decoration:none;font-size:13px;font-weight:850}
.link-list{display:grid;gap:8px;margin-top:10px}
.link-list a{display:flex;justify-content:space-between;gap:12px;padding:10px 11px;border:1px solid #dce6f1;border-radius:10px;background:#fff;color:#244765;text-decoration:none;font-size:12px;font-weight:750}
.link-list a:hover{border-color:#9bbbe8;background:#f7fbff}
.list-page{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
.local-item{padding:13px;border:1px solid #dce6f1;border-radius:12px;background:#fff}
.local-item a{color:#173d63;text-decoration:none;font-weight:850}
.local-item small{display:block;margin-top:5px;color:#728599}
.footer{margin-top:30px;padding:26px 0;background:#10283d;color:#b9cad9}
.footer a{color:#e9f3ff}
.footer .links{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:10px}
.footer p{margin:0;font-size:11px}
@media(max-width:850px){
  .grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .content-grid{grid-template-columns:1fr}
  .list-page{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media(max-width:560px){
  .header .wrap{padding:13px 0;align-items:flex-start;flex-direction:column}
  .grid,.list-page{grid-template-columns:1fr}
  .hero{padding-top:34px}
  .wrap{width:min(100% - 24px,1120px)}
}